Strategic, Attorney‑Ready B2B Collections Tailored to Your Industry

ARM specializes exclusively in B2B commercial collections for businesses owed $10,000+.
Every industry has its own billing cycles, payment habits, contract structures, and failure points — and debtors exploit them.

Our job is to ensure they don’t.

We apply industry‑specific pressure, backed by our 14‑day pre‑litigation system, commercial intelligence tracking, and attorney‑ready escalation that drives faster, higher‑value recoveries.

Below are the sectors we serve most often.

(1) CONSTRUCTION & BUILDING MATERIAL SUPPLIERS

Suppliers, Contractors, Fabricators, Distributors

The Problem

Construction debtors often delay payment with:

• “Waiting on GC payment”

• “Retainage issues”

• “Project isn’t closed yet”

• “Change order disputes”

Meanwhile, your materials, labor, equipment, and credit terms have already been consumed.

Why ARM Works in Construction

We understand:

• Project billing cycles

• Pay‑when‑paid vs. pay‑if‑paid issues

• Material supply contracts

• Lien rights & leverage timing

• GC/subcontractor credit structures

• UCC Article 9 and collateral rights

Our Pressure Strategy Includes:

• Third‑party confirmation of project status

• Vendor, GC, and subcontractor cross‑mapping

• UCC and corporate structure review

• Attorney‑ready leverage for breach, account stated, or goods sold/delivered

Outcome:

We push construction debtors fast — before they move money to the next project or hide behind retainage excuses.

(2) MANUFACTURERS & DISTRIBUTORS

Wholesale, Production, Industrial Supply, Equipment

The Problem

Manufacturers and distributors suffer from:

• Large shipments outstanding

• Contractual net‑30s turning into 90+

• High invoice values draining cash flow

• Buyers who resell products before paying you

• Multi‑state corporate structures designed to delay payment

Why ARM Works Here

We leverage:

• UCC Article 2 (sale of goods)

• Chain‑of‑commerce pressure

• Distributor/retailer relationships

• Business reputation pressure (when contractually permissible)

• Attorney‑ready breach of contract positioning

Our Pressure Strategy Includes:

• Tracing resale channels

• Identifying asset concentrations

• Targeting corporate officers and related entities

• Aggressive pre‑litigation demand built on delivery proof

Outcome:

We convert unpaid inventory into recovered revenue before your debtor flips, liquidates, or restocks.

(3) HEALTHCARE, LABS & MEDICAL SUPPLY

Labs • Diagnostic Companies • Device Manufacturers • Consumable Med‑Supply Vendors

The Problem

Healthcare debtors often play games with:

• Insurance reimbursement delays

• “Pending authorization” excuses

• Capital equipment disputes

• Inventory returns or claims of defects

• Multi‑entity corporate structures

Why ARM Works in Healthcare

We understand:

• Device/equipment capital agreements

• Supply chain contracts

• Recurring consumables billing

• Lab sample processing invoices

• Net‑terms abuse in medical procurement

Our Pressure Strategy Includes:

• Officer‑level communication

• Identification of financially responsible entities

• Vendor and facility mapping

• Attorney‑ready demand for breach, goods delivered, or services rendered

Outcome:

We get providers, labs, and medical distributors to prioritize YOUR receivable over insurance delays and internal bureaucracy.

(4) STAFFING & RECRUITING AGENCIES

Temp Agencies • Skilled Labor Staffing • Executive Search • Healthcare Staffing

The Problem

Staffing invoices often go unpaid because:

• Hours are disputed after work is completed

• Client “lost” timecards

• They used your talent, replaced them, then delay paying

• The company burns through labor but stalls accounts payable

Why ARM Works in Staffing

We know:

• Timesheet verification dynamics

• Candidate placement agreements

• Conversion fees

• Contractual penalties

• Net‑terms abuse after services have already been rendered

Our Pressure Strategy Includes:

• Immediate verification of hours worked

• Attorney‑framed collection of conversion fees

• Employer/vendor communication

• Documentation‑heavy pre‑litigation demands

Outcome:

We get staffing agencies paid quickly and end habitual slow‑pay practices.

(5) MEDIA, MARKETING & ADVERTISING FIRMS

Digital Agencies • Video/Content Production • Influencer/Publisher Networks • Ad Buyers

The Problem

Marketing and media clients often:

• Use the creative work, then delay payment

• Claim “performance issues” after deliverables are accepted

• Hide behind agencies, sub‑agencies, and vendors

• Collapse communication after campaign completion

Why ARM Works in Media

We understand:

• Deliverable‑based contracts

• IOs (Insertion Orders) and scope creep

• Net‑terms in advertising

• Platform, publisher, and client dependency loops

• Multi‑entity media groups

Our Pressure Strategy Includes:

• Mapping of publisher/agency/client chains

• Demand strategies built on usage and acceptance

• Attorney‑ready enforcement for services performed

• Direct officer‑level contact

Outcome:

We collect from agencies, publishers, brands, and media buyers who think they can disappear after delivery.

(6) TECHNOLOGY, SAAS & IT SERVICES

Software Providers • IT Consultants • Managed Services • Licensing & Subscription Vendors

The Problem

Tech debtors often:

• Abuse subscription billing cycles

• Continue using the software without paying

• Delay payment after onboarding is completed

• Claim technical issues after months of usage

• Leverage complex corporate structures

Why ARM Works in Tech

We understand:

• Licensing agreements

• SaaS subscription billing

• Implementation & onboarding fees

• Support/maintenance contracts

• Usage‑based pricing disputes

Our Pressure Strategy Includes:

• Usage verification

• License tracking

• Corporate officer contact

• Attorney‑ready demand for services rendered or breach of subscription terms

Outcome:

We push tech clients who believe they can continue operations while ignoring your invoice.

(7) PROFESSIONAL SERVICES FIRMS

Consultants • Agencies • Designers • Engineers • Accountants • Trainers

The Problem

Service‑based companies struggle because:

• Work is intangible

• Clients dispute completed work long after delivery

• Hours or scope are questioned

• “Budget issues” suddenly appear after project completion

Why ARM Works Here

We rely on:

• Contractual acceptance

• Approved deliverables

• Email trails

• Work logs

• Engagement terms

Our Pressure Strategy Includes:

• Reconstructing scope & approval

• Attorney‑ready demand for services rendered

• Officer‑level communication

• Multi‑channel commercial pressure

Outcome:

We resolve “payment disputes” quickly and restore the value of your time.

(8) WHOLESALE, SUPPLY CHAIN & LOGISTICS

Importers • Freight & Logistics • Industrial Supply • Wholesale Distribution

The Problem

Supply chain debtors:

• Move inventory before paying

• Claim transport or customs delays

• Depend on resales to generate payment

• Hide behind brokers or intermediaries

Why ARM Works Here

We understand:

• Freight terms

• Bills of lading

• Customs timelines

• Distribution agreements

• Shipping verification documentation

Our Pressure Strategy Includes:

• Tracing resale channels

• Corporate entity mapping

• Attorney‑ready breach of contract documentation

• Multi‑channel commercial outreach

Outcome:

We collect while inventory still exists — before the debtor flips it or pushes blame down the chain.

READY TO RECOVER YOUR COMMERCIAL RECEIVABLES?

ARM delivers fast, aggressive, attorney‑ready B2B collections across all major commercial industries.

Industries We Serve