Meet the Founder

Matthew Duncan

Founder & President, Asset Recovery Management

For more than 22 years, I've dedicated my career to one thing: helping businesses recover money they rightfully earned.

Like many people in this industry, I didn't start at the top. I began collecting small balance commercial accounts and learned the business from the ground up. Over the years, I earned opportunities to handle larger and more complex matters, eventually managing high-value commercial accounts, disputed claims, contract conflicts, equipment finance matters, construction receivables, and multi-million dollar portfolios.

As my career progressed, I became Vice President of a startup collection agency, helping build operations, develop systems, train personnel, and drive growth. Throughout that journey, I helped recover and negotiate tens of millions of dollars on behalf of businesses across the country.

But the most important lesson I learned wasn't about collections.

It was about negotiation.

Early in my career, I realized that most collection problems aren't really collection problems. They're negotiation problems.

Behind almost every delinquent account is a business dispute, a cash flow challenge, a communication breakdown, or a negotiation that never happened. Understanding how to navigate those situations became one of my greatest strengths.

Over the last two decades, I have negotiated thousands of commercial matters involving:

• Commercial receivables

• Contract disputes

• Equipment finance agreements

• Construction claims

• Service-based disputes

• Settlement agreements

• Multi-party business conflicts

• High-value commercial obligations

What separates successful recoveries from unsuccessful ones is often not pressure alone. It's understanding people, motivations, leverage, risk, and how to create solutions that both sides can accept.

After spending years helping build other companies and generating substantial recoveries for others, I reached a point where I decided to take a chance on myself.

That decision led to the creation of Asset Recovery Management.

I founded ARM with a simple belief:

Businesses deserve more than collection letters and empty promises.

They deserve a recovery partner who understands business, understands negotiation, and understands how to create movement when an account appears stuck.

Today, ARM works with businesses throughout the United States and Internationally in industries including construction, security services, technology, healthcare, manufacturing, staffing, professional services, equipment finance, and distribution.

What I'm most proud of isn't the dollars recovered.

It's the trust that clients place in me.

Some of my most meaningful opportunities have come from people who were originally on the other side of the table. Debtors, opposing parties, and business owners who experienced my approach firsthand and later trusted me to help solve problems of their own.

To me, that's the ultimate measure of credibility.

My Philosophy

Understand the problem. Build leverage. Negotiate solutions. Recover revenue.

Whether the matter involves a disputed invoice, a complex contract claim, or a multi-million dollar commercial exposure, my goal remains the same: help businesses protect their cash flow, preserve their rights, and achieve practical results.

If your company is dealing with overdue receivables, stalled collection efforts, or a complex commercial dispute, I'd welcome the opportunity to discuss how Asset Recovery Management can help.

Matthew Duncan
Founder & President
Asset Recovery Management