Construction & Contractor Receivables Recovery

Commercial Collections for Contractors, Trades & Specialty Service Providers

Contractors often face a frustrating reality: the work gets completed, the invoices get submitted, and payment never arrives.

Whether you're a painting contractor, general contractor, specialty trade contractor, or material supplier, slow-paying customers and aging receivables can severely impact cash flow, payroll, growth, and profitability.

Asset Recovery Management helps contractors convert aging receivables into recovered revenue through strategic commercial collection and pre-litigation recovery programs.

Featured Construction Industry Success Story

Multi-Million Dollar Contractor Receivables Recovery

Industry: Painting Contractor

Portfolio Size: $2.7 Million in Outstanding Receivables

Number of Accounts: 25 Commercial Accounts

Age of Accounts: Up to 3 Years Old

Initial Recovery Period: 30 Days

Revenue Recovered: Over $1,000,000

The Challenge

A commercial painting contractor engaged Asset Recovery Management after internal collection efforts had stalled.

The company was carrying approximately $2.7 million in outstanding receivables spread across approximately 25 commercial accounts, with some balances dating back nearly three years.

Management had devoted substantial time and resources attempting to collect the accounts internally, but progress had slowed significantly and large amounts of working capital remained tied up in unpaid invoices.

Additional challenges included:

Aging accounts receivable
Multiple non-responsive debtors
Construction-related payment disputes
Highly distressed accounts
Limited visibility regarding collectible assets
Accounts approaching practical collection deadlines

The client needed immediate action to determine what could realistically be recovered.

ARM Strategy

Asset Recovery Management conducted a comprehensive review of the portfolio and immediately began account-level investigations.

The recovery strategy included:

Debtor asset and property research
Ownership verification
Executive-level outreach
Commercial demand and escalation efforts
Recovery prioritization based on collectability
Property and foreclosure analysis
Strategic settlement negotiations

Rather than treating every account equally, ARM focused on identifying which accounts presented meaningful recovery opportunities and which accounts were no longer economically viable.

The Result

✅ $1,000,000+ Recovered Within The First 30 Days

✅ Additional $200,000+ Recovered During The Following 30 Days

✅ Total Recoveries Exceeded $1.2 Million

✅ Portfolio Reviewed and Prioritized

✅ Significant Working Capital Restored

✅ Recovery Opportunities Identified and Maximized

Critical Findings

During the portfolio review, ARM determined that approximately $1.5 million of the outstanding receivables were tied to properties and projects that had already experienced foreclosure-related issues or severe collection impairment.

This analysis allowed the client to:

Focus resources on collectible accounts
Avoid unnecessary collection expense
Better evaluate the true value of the receivables portfolio
Improve financial forecasting
Accelerate recovery efforts on viable accounts

Understanding what is collectible can be just as valuable as collecting the money itself.

Why This Recovery Was Successful

Several factors contributed to the results:

Immediate portfolio analysis
Prioritization of collectible accounts
Strategic debtor investigations
Executive-level communication
Consistent recovery pressure
Focus on speed and economic results

By identifying the strongest recovery opportunities first, ARM was able to generate substantial recoveries while providing critical insight into the overall health of the receivable portfolio.